Magnificent Cottage - Galt Ontario

Now here is where I get a bit confused. This particularly fine example of a State Farm Office in Galt looks remarkably similar to many of the Gothic revival homes I posted just over a week ago. But is it? Or is it a wonderfully understated example of a fine Regency style Ontario cottage? Please help!

'Ontario Cottage' - Tavistock Ontario

What originally began as a one storey 'Ontario Cottage', had the second floor and brickwork added in the late 1800's. Ontario Cottages are generally Regency style.